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Individual Retirement Accounts (IRAs) Security for your future. A simple tax-deferred retirement plan for individuals. It is available to any person who has earned income and is under 70 years of age. Spouses without earned income are also eligible for IRA accounts in their names. IRA certificates are available with maturities from 12 months through 5 years at fixed and variable rates of interest. (Click here for current rates.) Let us help you choose the IRA that best suits your needs
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