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Individual Retirement Accounts (IRAs) – Security for your future. A simple tax-deferred retirement plan for individuals. It is available to any person who has “earned income” and is under 70 ½ years of age. Spouses without “earned income” are also eligible for IRA accounts in their names. IRA certificates are available with maturities from 12 months through 5 years at fixed and variable rates of interest. (Click here for current rates.) Let us help you choose the IRA that best suits your needs
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