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Individual Retirement Accounts
Security for your future.
A simple tax-deferred retirement plan for individuals. It is available to any person who has "earned income" and is under 70 1/2 years of age. Spouses without "earned income" are also eligible for IRA accounts in their name.
IRA certificates are available with maturities from 12 months through 5 years at fixed and variable rates of interest. (Click here for current rates.)
Let us help you choose the IRA that best suits your needs:
- Traditional IRA
- A Roth IRA
- An Educational IRA
- A SEP (Simplified Employers Pension Plan)
(A penalty will be imposed for early withdrawals which could reduce earnings.)
INTERESTED? Please click here.