Individual Retirement Accounts

Security for your future.

A simple tax-deferred retirement plan for individuals. It is available to any person who has "earned income" and is under 70 1/2 years of age. Spouses without "earned income" are also eligible for IRA accounts in their name.

IRA certificates are available with maturities from 12 months through 5 years at fixed and variable rates of interest. (Click here for current rates.)

Let us help you choose the IRA that best suits your needs:

  • Traditional IRA
  • A Roth IRA
  • An Educational IRA
  • A SEP (Simplified Employers Pension Plan)

(A penalty will be imposed for early withdrawals which could reduce earnings.)

INTERESTED?  Please click here.


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